For those looking for Money Making Apps in Nigeria or those who want to make money in an easily accessible way with their smartphones, there are apps that provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff and more.
Here’s the scoop on seven free money-making apps. CareerBeginner.com considered apps with at least four stars and 25,000 reviews in both Google Play and the iOS App Store.
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Earn Money Using Smartphone, Do You Have A Smartphone And You Are Wondering How You Can Start Making Money With Your phone? This Article Will Guide You.
The Latest Guide to Money Making Apps.
I guess you landed here because you’re looking for the top money making apps in Nigeria or a way you can make money online with your smartphone…. Right?
Well, you’re at the right spot if that’s what you’re looking for, as I will freely show you best apps to make money online in Nigeria without spending a dime before you can have access to the mobile apps.
There are many ways to make money online in Nigeria. They includes freelancing, filing surveys, blogging and many other ways that are easy to earn living online even without spending a dime.
Most of these top ways to earn money online are not really suitable or responsive on smartphone. But thanks to the advancement in technology and financial market.
Technology is making everything easier these days and that’s why earning money online has taken another dimension in today’s world. You don’t need to be in a employed by a “boss” or become a modern slave before you can be able earn a living in Nigeria (no matter how poor the economy is).
Today you could earn a reasonable amount of money from the comfort of your home. The online world has made it possible to make money the same way you can make it offline.
Today there are tons of apps which enable individuals in Nigeria (and across the world) to make money by doing simple tasks, these app are easy to use/join and they don’t require major academic qualifications.
But you may be asking…..
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What are the requirements to make money in Nigeria with mobile apps?
That’s quite a good question. To make use of these money making apps in Nigeria, you need the following:
- A good Android smartphone (you can use your iOS)
- Data connection
- PayPal account
- Your time
- And the little knowledge you will gain in this blog post.
That’s all you need. If you have them already with you, then let start making money together using our smartphones!
Yes, we can make hefty income with mobile apps and that’s why I’ll be sharing these top 10 money making apps in Nigeria.
But note that, these apps to make money online in Nigeria (listed here) has been tested and trusted and most of them requires little bit of effort.
Are you ready to start making money using your smartphone?
Then join me as I walk you through the top 10 apps to make money online in Nigeria.
PS: Kindly search for these names on PlayStore (for Android) and AppStore (for iOS) smartphones and don’t forget to read this guide on how to create a working PayPal in Nigeria
The best money-making apps
How it works: Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific — and some will automatically be applied. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip (you have 7 days to send in your receipt through the app), link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or with the Ibotta browser extension on your computer.
Payment: PayPal, digital gift card or direct to a bank account.
Pros: You’ll receive cash back on in-store purchases quickly — typically within 24 hours. Ibotta also offers a welcome bonus to new users, referral bonuses and a variety of payment methods.
Cons: Making money can be a slow process. You must have at least $20 in cash back to redeem your earnings (some gift cards require at least $25 in earnings). For online shopping, the pending period for earning cash back varies by retailer. Ibotta also charges an account maintenance fee for inactive (no activity in 6 months) or deactivated accounts. The fee is deducted from your balance, not your bank account.
How it works: Rakuten (formerly known as Ebates) rewards shoppers with cash back on purchases from well-known retailers, restaurants and food delivery services. Users can also earn cash back on travel, gift cards and more. It’s straightforward: Create an account, tap on the store where you want to shop in the app, then make the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer, which it says can take a few hours to several days.
Payment: PayPal or “Big Fat Check.”
Pros: Thousands of stores and purchases are eligible for cash back, so you’ll likely find deals where you already shop. New users can earn a $10 welcome bonus after their first qualified purchase. You can also earn sign-up and referral bonuses. You can make an impact with your cash back earnings by donating a portion to nonprofit partners.
Cons: As with most cash-back services, you have to spend money to make money. You won’t see your earnings right away, either; Rakuten sends out payments every three months on the company’s payment schedule, and you need at least a $5 cash-back balance to get paid. Unlike other apps like Ibotta, you have to remember to initiate your purchase in the app first. If you forget and make your purchase outside of the app, you can’t get credit retroactively.
How it works: Swagbucks is a cash-back and rewards app. You earn points, called “SB,” by shopping online (there are 1,500 participating retailers), taking surveys, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards or get cash back to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 110 SB.
Payment:E-gift card or PayPal. You can also redeem SB for Bitcoin through the new Cryptovoucher Gift Card options.
Pros:Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption. You can also get a $10 bonus with a qualifying $25 purchase when you join.
Cons:It doesn’t pay much; one SB is worth about a cent. With many tasks valued at pennies, it can take a fair amount of time and effort to make substantial money. Additionally, you won’t qualify for every survey or task, although users can earn up to 5 SB per day if they disqualify. Users often report getting kicked out of surveys in the middle of taking them. This can be due to demographics or dishonest or inconsistent answers, according to Swagbucks.
How it works:Fiverr is a freelancing marketplace that features gigs in over 200 categories, such as programming and video and animation. Create an account first, then you can set your profile as a “seller” highlighting your expertise. Post the gig you’re offering, which will include pricing and a description of your services. Pricing ranges from $5 to $995. Clients, known as “buyers,” can click through and place orders. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance. As you move up each tier, you’ll be able to sell more “extras,” such as a faster delivery time.
Payment:PayPal, direct to a bank account or credit to a Fiverr Revenue Card (a prepaid card). Minimum withdrawal amounts vary, and you may be charged a withdrawal fee, depending on which option you choose.
Pros:You don’t have to worry about tracking down buyers because they come to you. You can also earn tips. Fiverr also boasts its flexibility, allowing sellers to complete gigs in their own time or around their 9-5 jobs.
Cons: Fiverr takes 20% of your earnings for every gig, including tips, and there’s a standard 14-day waiting period to withdraw money after completing an order (top-tier sellers wait seven days for funds to clear).
How it works: Upwork connects freelancers to gigs in writing, design, marketing and other categories on the marketplace. First, you’ll create a profile. It should include information such as the field you’re interested in plus your qualifications, availability and desired rate. Then, you can submit proposals. Clients will review them and offer projects if you seem like a good fit.
You begin each month with a set number of “Connects,” which are like credits that allow you to contact prospective clients. You can earn or pay a small sum for more Connects, but you won’t be charged when clients contact you. You can get paid on an hourly or per-project basis.
Payment:Direct to U.S. Bank, direct to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.
Pros:Upwork helps take the work out of seeking out clients, establishing relationships and getting paid. The service also gives you the flexibility to set your preferred rate and schedule.
Cons: The app is free to download, but initiating contact with lots of clients costs money. Users also get charged a service fee. Upwork takes a 5% to 20% cut of your earnings based on how much you’ve billed a client. The more you earn, the more you get to keep. However, you won’t get paid until 10 days after the billing period ends. Remember, too, that you’re competing with other freelancers on the platform. That means clients may choose those who’ve set lower rates.
How it works: OfferUp, which combined with competitor Letgo in 2020, functions as a local marketplace you can use to sell your stuff. If you want to reach a broader audience, OfferUp also allows shipping within the continental United States. Create an account and snap a picture of your smartphone, car, sofa or whatever it is you’re selling. Once you add a title, description and price, you can post your listing and chat with buyers directly through the app. Then, you’ll ship to or arrange a meeting with the buyer.
Payment:OfferUp recommends sellers take cash from buyers and stay clear of accepting payments by check, cashier’s check or using other apps.
Pros: Creating a listing is simple and fast, and you’ll get paid instantly when you make a cash sale. You can also view a prospective buyer’s reviews and ratings to get an idea of how trustworthy they are beforehand. If you ship your item, the buyer pays the cost, and OfferUp provides the label.
Cons: You’re responsible for meeting local buyers in person and handling transactions. Sellers must pay a 12.9% service fee, or a minimum of $1.99, for shipments. To be successful, you’ll likely need to invest in a printer so you can print the shipping labels and mail items to buyers.
How it works: The Poshmark app is tailor-made for selling clothes, accessories and even home decor. After signing up, you take or upload photos of your item, fill out a description, price it and share the listing. You can also feature items in the app’s “Posh Parties,” which are virtual shopping events centered around particular brands, categories and themes. Poshmark emails you a prepaid and pre-addressed shipping label once a purchase is made. Then, you send the package via USPS.
Payment: Check or direct deposit to a bank account.
Pros:Poshmark facilitates the entire process, from selling to shipping. Plus, you don’t have to meet with strangers to make a sale. The company will cover lost packages and handle issues between you and the buyer. Getting paid is relatively quick, too; Poshmark issues the money within three days of the buyer receiving the order.
Cons: You’ll pay a fee for selling through Poshmark. The company takes a $2.95 commission for sales under $15 and a 20% commission for sales of $15 or above.
First app on our list is the BUZZBREAK app which is an app that lets you earn money while consuming news contents. This app brings in news from different news sources like BBC, Al Jazeera, CNN, MSNBC etc. It merge them together into a small wonderful package for its users.
To get started, download the BUZZBREAK app from Google play store and register.
After successful registration you’d be rewarded with 200 points which is equivalent to $0.002. Once you’ve got the app up and running, you can begin earning by watching videos or by reading those juicy news articles. There’s a yellow button to tap on which gives you 75+ points while taking in those news stories. A referral system is also available for increased earnings as you get 100 points for each referral.
Withdrawals are set to a certain limit. As with many money making apps in Nigeria, there’s a minimum withdrawal balance, and the developers at Partko Tech have it set at $0.02 which you can withdraw via PayPal.
From the name you could decipher that this app is centered for money making, but what actually is GoMoney?
GoMoney was launched to cater for the financial management needs of its user. It’s more like a banking app which you can use for making bill payments, sending and receiving money, buy data/airtime etc.
How will I make money from GoMoney app when all you do is spending money? You can simply earn money from this app by its “Referral system”.
GoMoney has got a nice referral system which rewards you whenever you invite your friends and family members to join you in using the apps, and by doing so, you’re going to earn some bucks.
For each referral to GoMoney, you get 50% of any money they deposit—this can be done in several ways.
Lastly, withdrawals go straight into your bank account, all you need to do click on “Send Payment”, input you bank account details and viola, the money goes straight into the account.
10. Scoopers News (formerly Eaglee)
This is a lightweight (5MB) news app that tailors news stories according to your location and preferences. It’s quite similar to the BUZZBREAK app in terms of structure.
The difference is, the news provided by Scoopers focus around the African continent.
Scooper is rated as one of the best money making apps in Nigeria and I know some of you might have been using it already especially, if you have HiOS launcher on your smartphone.
Installing the app gives you nothing (sorry for that), you earn 5 points by reading a news article. You can’t read above 30 articles per day, therefore you could earn up to 150 points daily.
That’s not the only way you can earn, when someone installs the app via your referral link, you get an instant reward of 200 points. Furthermore, if any of your referrals refers someone else, you get 5 points when they install the app.
When it comes to withdrawal, it pretty easy as your money goes directly to your bank account although the process may take between 72 hours to be completed
Foap allows you to sell beautiful photos and make money while doing so.
You could sell to popular brands like Getty Images.
Isn’t it cool? Taking awesome pictures and selling them to make money, pretty easy! As one of the top money making apps in Nigeria, you’re not required to do much, just sell, and earn.
12. Carry1st Trivia
In our conventional system of education, you pay your tuition which qualifies you for learning and taking exams. Apart from good grades, you get nothing else in return.
But will you like to get paid for answering questions?
The Carry1st Trivia app offers you an opportunity to answer multiple choice questions and earn by answering them correctly. The questions are pretty much easy, you also get to learn about fun facts.
Carry1st is a trusted and one of the best apps to make money online in Nigeria.
With InstaNaira you’re not bored by doing one thing all day as you could watch music videos, Nollywood movies, comedy skits are more. You earn cash and airtime by simply doing these things. You can also earn by reading news stories which are posted daily.
Opening the app each day earns you cash and you can earn more by utilizing the referral system. Looking for an app to make money in Nigeria? InstaNaira has got you covered.
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The SellApp.me app give you a platform to sell and buy online. With the app you can easily connect with other buyers and sellers which to sell their goods online. Individual entrepreneurs aren’t left out as they too can take advantage of these awesome app.
You could buy/sell products ranging from cars, smartphones, electronic appliances, furniture items, fashion and beauty products, and home. This puts money in your pocket as a seller on this platform which has no hidden charges, no upfront payments etc.
How do I get to start earning on SellApp.me?Simply visit your app store to download and install the app, once done you can sign up with your Google or Facebook account. Take a picture of what you intend selling, upload and wait for buyers. This is more like a mobile e-commerce store for individuals.
Zinoly is an online news platform seeking to reward Nigerians who consume their news content.
It pretty easy, all you have to do is get the app from Google play store, sign up and begin earning. There’s reward for opening the app daily so do not miss out on that to earn more.
Your earnings on the app are paid directly to your bank account.
16. Naira Rewards
This is another top money making app in Nigeria which seeks to reward individuals especially students by giving them points which could be converted to airtime or cash.
Making money on the Naira Rewards platform is very cool as all you’ve got to do is open the app daily to earn points or better still, watch the videos on offer an earn even more.
Withdrawal is pretty easy as it requires some few clicks and your account will be credited.
The last app on the list is the Clickworker app which gives you many options to earn from. It’s basically a platform where you’re offered jobs and micro tasks to carry out.
You can earn on clickworker by:
- App testing
- Watching videos
- Completing surveys
- Audio and video recordings
- Filling out data…. and many more.
With all these you earn much money.
Payment is made weekly via PayPal.
What do you think about these money making apps in Nigeria?
You’ve read the above list of 10 apps to make money online in Nigeria, what do you think, are going to try any?
Making money is a lot easier today, with mobile apps giving you a chance to make money online in Nigeria while having fun.
Kindly share us your experience about any apps that has fetch you some bucks in Nigeria and I’ll be glad to test the app if I can add to this list.
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